Filing an insurance claim is usually a lot harder than it may seem. Most experts, however, can give you some pretty clear and concise recommendations regarding what you should do and why:
- Be active from the start. Contact your insurer, attorney and public adjuster as soon as possible, and try to find all the evidence to support your claims while the damage is still “fresh.” Note too, that roofers experienced in roofing Flagstaff homes can often be the Liaison between you and your insurance company.
- Document all your claims. Call in experts to assess the damage, and make sure you get all the estimates and assessments on paper.
- Avoid exaggerating your claim. Don’t try to get more than what the damage is worth, since that will usually just end up blowing up in your face.
- Don’t sign anything without consulting your lawyer. Some insurers will try to convince you to sign various documents that will take the responsibility off their shoulders.
- File all your complaints in writing. Don’t settle for phone calls. File official complaints and go up as high as possible on the chain of command.
- Hire a reliable public adjuster to do the work for you. If you can’t, or simply don’t have the time and energy to deal with the problem in full, make sure you call in the experts so they can do all the work for you.
If you follow these simple tips, the process will go a lot smoother, and you’ll soon find yourself in the possession of the money you need to regain your bearing and cover all the repair or renovation expenses.
Justin Young
Owner at Polaris Roofing Systems
Justin young has been in the construction trade for nearly 25 years, focusing on insurance restoration and roofing. While attending Arizona State he worked in new construction custom homes until the opportunity came to get back into restoration and roofing. Roofing came full circle and Justin was promoted to General Manager of a local roofing company. As that progressed he ventured out on his own to start his own company, Polaris Roofing Systems. He prides himself on being on the cutting edge of roofing materials, applications and roof quality. Justin enjoys spending time with his 2 young children and wife. Justin prides himself, his company and continued growth on the people around him and the integrity for which it stands for.
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